What Does a Loss Control Specialist Do?
A loss control specialist helps businesses reduce the likelihood of accidents, injuries, and costly insurance claims by identifying and addressing potential safety hazards. These professionals are responsible for evaluating risk exposures across worksites, reviewing operational practices, and offering practical solutions that align with regulatory requirements and industry best practices. Their work directly supports insurance underwriting teams or internal safety programs by helping maintain compliance, reduce claims frequency, and enhance overall workplace safety.
Most loss control specialists spend their time in the field, conducting inspections of commercial buildings, construction sites, warehouses, manufacturing plants, or transportation hubs. They observe workflows, inspect equipment, assess environmental risks, and evaluate loss histories to recommend targeted improvements. Depending on the employer, they may work with external clients (insurance carriers and brokers) or internal stakeholders (corporate safety teams or risk departments) and produce detailed reports that outline recommendations and help guide corrective actions.
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Loss Control Specialist Core Responsibilities
- Conduct on-site inspections to identify risk exposures and safety concerns
- Evaluate operational processes, facility layouts, and equipment usage for compliance with safety standards
- Provide written recommendations to reduce the likelihood of accidents, claims, and losses
- Analyze loss history and claims data to detect trends and prioritize improvements
- Collaborate with underwriters, safety managers, or risk consultants to support client or internal objectives
- Prepare formal reports summarizing findings, recommendations, and timelines
- Stay current on OSHA, DOT, NFPA, and other relevant regulations
- Educate stakeholders on safety protocols and risk mitigation techniques
Required Skills and Qualifications
Hard skills
- Strong understanding of risk evaluation, workplace safety standards, and regulatory compliance (OSHA, NFPA, DOT)
- Ability to conduct field inspections, site walkthroughs, and safety audits
- Proficiency in writing technical reports and using risk evaluation tools
- Familiarity with claims data, trend analysis, and inspection software
Soft skills
- Excellent communication and interpersonal skills
- Ability to work independently and manage travel schedules
- Detail-oriented mindset with strong observational skills
- Professionalism when interacting with clients or leadership
Education
- Bachelor’s degree in occupational safety, risk management, industrial engineering, or a related field preferred
Certifications
- Certified Safety Professional (CSP) – commonly required
- Associate in Risk Management (ARM) – often preferred
- Occupational Health and Safety Technologist (OHST) – recommended for field roles
Preferred Qualifications
- 2–4 years of experience in loss control, safety auditing, or risk evaluation
- Industry-specific experience in construction, transportation, manufacturing, or healthcare
- Familiarity with insurance carrier reporting standards or third-party risk evaluations
National Average Salary
Loss control specialist salaries vary by experience, industry, organization size, and geography. Click below to explore salaries by local market.
The average national salary for a Loss Control Specialist is:
$80,468
Sample Job Description Templates for Loss Control Specialists
Insurance Loss Control Specialist
Position Overview
We are hiring an Insurance Loss Control Specialist to conduct on-site risk evaluations for commercial policyholders and provide safety recommendations that help reduce claims and improve underwriting decisions. This role works closely with insurance carriers, brokers, and clients to assess exposures across various industries and produce high-quality loss control reports.
Responsibilities
- Perform physical inspections of client facilities to evaluate property, liability, and workers’ compensation risks
- Analyze operational practices, safety programs, and historical claims
- Recommend loss prevention strategies to improve risk profiles
- Generate detailed inspection reports used by underwriters and agents
- Communicate findings clearly with brokers and policyholders
Requirements
Hard skills
- Working knowledge of OSHA regulations, NFPA standards, and common insurance risk exposures
- Experience conducting field inspections across multiple industries
- Technical report writing and familiarity with insurance risk rating factors
Soft skills
- Strong client-facing communication
- Ability to manage a regional travel schedule
- Time management and prioritization
Education
- Bachelor’s degree in safety, risk management, or related field
Certifications
- CSP or ARM preferred
Preferred Qualifications
- 2–3 years of experience with a commercial insurance carrier, MGA, or loss control vendor
Field Safety & Risk Control Specialist
Position Overview
We’re looking for a Field Safety & Risk Control Specialist to support our clients’ safety initiatives through comprehensive site assessments and hands-on consultation. This position plays a key role in identifying hazards, educating teams, and improving safety outcomes in high-risk environments.
Responsibilities
- Visit job sites or facilities to assess safety compliance and potential hazards
- Lead safety audits and provide guidance on improving policies and practices
- Assist in developing customized training and safety procedures
- Monitor compliance with local, state, and federal safety laws
- Provide real-time feedback to site supervisors and corporate safety leads
Requirements
Hard skills
- Experience conducting field audits and walkthroughs
- Knowledge of OSHA standards, PPE requirements, and hazard controls
- Skilled in documenting safety risks and creating action plans
Soft skills
- Strong observational and interpersonal communication skills
- Ability to work independently in diverse field environments
- Comfortable educating teams across job types and seniority levels
Education
- Bachelor’s in occupational safety, industrial hygiene, or related discipline
Certifications
- OHST or CHST preferred
Preferred Qualifications
- 3+ years of field experience in construction, utilities, manufacturing, or logistics
Construction Risk Control Specialist
Position Overview
We are hiring a Construction Risk Control Specialist to support safety efforts on high-risk job sites, ensuring compliance with safety standards and helping prevent workplace injuries. This role is ideal for professionals with strong construction site knowledge and a proactive safety mindset.
Responsibilities
- Conduct on-site safety inspections at commercial and residential construction projects
- Identify fall, struck-by, electrical, and excavation hazards
- Develop site-specific safety plans and ensure OSHA compliance
- Partner with project managers and subcontractors on best safety practices
- Report violations and recommend corrective actions to leadership
Requirements
Hard skills
- Deep understanding of construction safety codes and hazard recognition
- Familiarity with Job Hazard Analyses (JHAs), toolbox talks, and safety training
- Skilled in risk documentation and corrective action planning
Soft skills
- Assertive communicator who can hold others accountable
- Field-ready and adaptable in fast-paced construction environments
- Detail-oriented and solution-focused
Education
- Degree or technical certificate in construction safety, engineering, or related field
Certifications
- CHST or OSHA 30 required
- CSP or CRIS preferred
Preferred Qualifications
- 3–5 years in a construction safety or risk management role
Workers’ Compensation Safety Specialist
Position Overview
We are seeking a Workers’ Compensation Safety Specialist to focus on injury prevention, claim reduction, and workplace ergonomics. This role collaborates with HR, operations, and claims management to lower comp losses and promote a strong safety culture.
Responsibilities
- Analyze injury trends and recommend interventions to reduce claim frequency
- Conduct ergonomic assessments and physical hazard evaluations
- Train employees on injury prevention and safe work practices
- Coordinate with claims adjusters and third-party administrators on return-to-work programs
- Monitor safety KPIs and provide compliance reporting
Requirements
Hard skills
- Knowledge of workers’ compensation systems, claims analysis, and injury causation
- Familiarity with OSHA recordkeeping and incident investigation
- Ergonomic assessment experience
Soft skills
- Empathetic communication with injured employees and safety stakeholders
- Analytical and data-driven approach to problem solving
- Team collaboration across HR, legal, and operations
Education
- Bachelor’s degree in occupational safety, health sciences, or related field
Certifications
- Certified Ergonomics Assessment Specialist (CEAS) or ARM preferred
Preferred Qualifications
- 3+ years in a safety, claims, or occupational health role
Remote Loss Control Specialist
Position Overview
We’re hiring a Remote Loss Control Specialist to perform virtual risk assessments and support underwriting through digital inspections and client consultations. This role leverages photo/video technology and self-guided surveys to provide loss prevention services in a remote setting.
Responsibilities
- Conduct virtual inspections via client-submitted media or live video walkthroughs
- Review operations, safety protocols, and loss histories remotely
- Identify hazards and issue written recommendations
- Collaborate with underwriting teams on client risk profiles
- Maintain digital documentation and inspection records
Requirements
Hard skills
- Familiarity with remote inspection tools and digital risk assessment platforms
- Knowledge of general liability, property, or workers’ compensation exposures
- Proficient in writing clear, concise risk reports
Soft skills
- Strong written communication and virtual client engagement skills
- Organized and self-directed with remote work discipline
- Tech-savvy and comfortable troubleshooting virtual tools
Education
- Bachelor’s degree preferred
Certifications
- None required; CSP or ARM is a plus
Preferred Qualifications
- 2+ years in insurance loss control, with experience conducting virtual or hybrid assessments